HOMEOWNERSHIP
WHAT WE LOOK FOR
1.
NEED
Habitat looks at every applicant’s need for housing on a case-by-case basis. Some housing need criteria includes showing financial need and living in unsafe conditions.
2.
Ability to Pay
Applicants must be able to provide financial proof they will be able to sustainably pay a mortgage back to Habitat.
3.
Willingness to Partner
All applicants must be willing to complete up to 230 hours of sweat equity working on the construction site, at the ReStore and by completing all HomeWorks homebuyer education and financial literacy classes.
The application process will re-open in the fall of 2025please check back with us then.
Habitat For Humanity of Morgan County Income Guidelines 2024
| Number of people in household | Minimum Income | Maximum Income |
|---|---|---|
|
1 |
$1,800 |
$3,600 |
|
2 |
$2,058 |
$4,116 |
|
3 |
$2,317 |
$4,634 |
|
4 |
$2,600 |
$5,200 |
|
5 |
$3,048 |
$6,096 |
|
6 |
$3,492 |
$6,984 |
|
7 |
$3,945 |
$7,890 |
|
8 |
$4,393 |
$8,786 |
Monthly Gross Income=(Before taxes have been taken out)
BUILD YOUR FUTURE
Thank you for your interest in qualifying for homeownership through Habitat for Humanity. The application process will re-open in the fall of 2025, please check back with us then.