HOMEOWNERSHIP
WHAT WE LOOK FOR
1.
NEED
Habitat looks at every applicant’s need for housing on a case-by-case basis. Some housing need criteria includes showing financial need and living in unsafe conditions.
2.
Ability to Pay
Applicants must be able to provide financial proof they will be able to sustainably pay a mortgage back to Habitat.
3.
Willingness to Partner
All applicants must be willing to complete up to 230 hours of sweat equity working on the construction site, at the ReStore and by completing all HomeWorks homebuyer education and financial literacy classes.
HOMEWORKS
Habitat’s homeownership program — called HomeWorks — seeks to prepare each family for the responisibities that go along with becoming a first-time home buyer.
In addition to helping build their own home and their neighbors’ homes, all future Habitat homeowners must successfully complete more than 20 hours of sustainable homeownership and financial literacy classes. Classes are taught by community volunteers who are experts on their subjects, and include such topics as budgeting, insurance, organization, safety, home maintenance and landscaping.